SBA / Business loans.
SBA loans are government-backed financing for owner-occupied commercial real estate and business needs.
We help you navigate 7(a), 504, and conventional options, and match you to lenders that fit.
Who it's for.
An SBA loan is a fit in a few common situations.
Owner-occupied real estate
Buying or refinancing the building your business operates from.
Business acquisition
Acquiring a business or buying out a partner.
Equipment and working capital
Equipment financing and lines of credit for the business.
Capital sources.
We are a brokerage, not a bank. We shop your SBA deal across every capital source we work with, not one lender's shelf.
- 01 Banks Local, regional, and national.
- 02 Credit unions Local and national, member-owned.
- 03 Life insurance companies Long-term capital from life companies.
- 04 CMBS Commercial Mortgage-Backed Securities.
- 05 Private money Private capital sources.
- 06 Agency Agency lending programs.
- 07 Family funds Private family funds.
- 08 SBA Government-backed, for owner-occupied real estate.
What to expect.
No credit pull, no cost to start. Here is what happens after you reach out.
- 01
Soft LOI in 24 to 48 hours
When your scenario matches a lender's guidelines, we come back with indicative options fast, on limited information.
- 02
We build the file
Once it makes sense, we put together a full file and you sign an exclusivity agreement so we can go to work for you.
- 03
Hard LOI in 1 to 2 weeks
From there, a formal, official letter of intent often follows within one to two weeks.
Where you can use it.
SBA programs require that your business occupy the property, so they apply to owner-user buildings rather than investment property. These are the types we see most often.
SBA / Business questions.
Still weighing an SBA loan? Start a request and our team will get you an answer.
No. We're a commercial mortgage advisory and brokerage. We match you with lenders from a network of 1,000+ relationships, then help you compare and close. All rates and approvals are subject to lender qualification.
Nothing. Our service is free, with no credit pull and no obligation. We are paid by the lenders, not by you.
When your scenario matches a lender's guidelines, we can often provide a soft LOI quote within 24 to 48 hours. A hard, official LOI typically follows within 1 to 2 weeks.
Generally $500,000 and up, across all major commercial asset classes nationwide. We do not finance raw land or churches.
Yes. We place commercial loans in all 50 states.
Ready to explore loan?
Sixty seconds to start. We respond fast, with real lender options and a clear next step. No credit pull, no commitment, no cost.